Heres projects your estate to any age and shows what actually reaches each heir after taxes: the 10-year rule on inherited Traditional IRAs, tax-free Roth treatment, stepped-up basis on taxable accounts, and federal estate-tax exposure above the exemption.
Compare beneficiary designations and see which pre-death moves — Roth conversions, charitable beneficiaries — raise the after-tax amount your family keeps.
Ignis Tools — nine tax-aware retirement planning tools, one unified Persona. Learn library.