Ignis Tempus — the RMD strategizer

Tempus projects your required minimum distributions year by year under SECURE 2.0 — first RMD, peak RMD, the tax bill on each, and the Medicare IRMAA surcharges your distributions can trigger two years later.

Model qualified charitable distributions and see how pre-RMD Roth conversions shrink the whole schedule. Built on IRS Uniform Lifetime Table divisors and current-year tax tables.

Ignis Tools — nine tax-aware retirement planning tools, one unified Persona. Learn library.